FAQ

General Questions

What makes Engage Health different?

Engage Health eliminates hidden fees, inflated premiums, and third-party markups that drive up healthcare costs. We focus on transparent pricing, zero-dollar benefits for essential services, and flexible plans tailored to your needs—so you get real value without paying for insurance company profits.

Do you work with all carriers?

We’re not tied to traditional insurance carriers. Instead, we partner with trusted, independent networks and providers that offer high-quality care at transparent, negotiated prices. This allows us to customize plans and pass significant savings to you.

How do I know what plan is right for me?

Our team guides you through a short needs assessment to identify your goals, healthcare usage, and budget. From there, we recommend the best-fit plan—whether you're an individual, family, or business—based on savings, coverage, and provider access.

Individual vs Business

What’s the difference between group and individual plans?

Individual plans are tailored for self-employed professionals, freelancers, or families, while group plans are designed for employers offering benefits to their teams. Group plans typically provide broader benefits and lower per-person costs when covering multiple employees.

Can a business of 2 people qualify for a group plan?

Yes! Engage Health offers group plans for businesses with as few as two people. Even small teams can unlock significant savings and better coverage through our level-funded group plans.

Cost & Coverage

How much can I expect to save?

Businesses typically save 20–30% on healthcare costs by switching to Engage Health. Individuals also benefit from lower premiums, zero-dollar services, and more predictable billing—no surprise charges or inflated deductibles.

Are prescriptions or maternity care covered?

Yes. Engage Health covers essential services including:

• $0 Maternity Care

• $0 Mail-Order Prescriptions

• Access to weight loss medications like GLP-1s

• Transparent pricing on specialty and brand-name drugs

What networks do you offer?

We partner with national and regional provider networks to ensure access to a wide range of doctors, hospitals, specialists, and virtual care options—often the same providers you already use.

Application Process

What info do I need to get started?

For individuals: basic personal info, current insurance details, and healthcare needs.For businesses: company size, current plan (if any), and a census of employees (name, DOB, ZIP code).We’ll use this to build a custom quote and plan recommendation.

How long does the process take?

Most clients are up and running within 7–10 business days. For businesses, implementation and employee onboarding can begin shortly after plan selection. Individuals can get covered even faster depending on the chosen plan.